Pawn loans help people who are unable to get a loan from a bank or simply want to avoid the hassle. Unlike bank loans, pawn loans are a very simple type of loan. You can walk into a pawn shop and have your pawn loan within a short period of time. The process is quick and easy.
The process of taking out a pawn loan is as easy as 1, 2, 3!
- Bring an item of value to the shop.
- We will provide you with a quick, professional loan appraisal.
- If you approve of our appraisal, you will walk out with cash in hand.
Pawn loans are short term loans. At Hat City Pawn, you will have 30 days from the date you received your cash loan to pay it off and reclaim your pawned item.
In some cases, people decide not to reclaim their pawned items. We completely understand and it is perfectly acceptable for you to make this decision. All you have to do is allow your loan to expire and your pawned items will be automatically forfeited to us. While some people feel awkward about doing this, we want you to understand that your relationship will not be affected if you decide to forfeit your item to us. We welcome you to come by again any time for another pawn loan.
In other cases, people want to reclaim their pawned items, but are unable to pay off their loan within the loan period. At Hat City Pawn, we understand that everyone comes on difficult times.
If you don’t have the money when it’s time to pay off your loan and reclaim your items, then you can renew your cash loan with a monthly fee. At this time, you’ll receive an additional 30 days extension. This will give you more time to pay back your loan.
In these difficult financial times, we are understanding of the challenges many people face. We will work with you so that you are able to successfully pay off your loan and recover your pawned items.
Pawn loans help people from all walks of life by providing them with a short term loan. Whether you need cash to pay your bills or pay for an unexpected car repair, a pawn loan can get you through tough times. If you’re reluctant to take out a pawn loan, stop by and talk to your local pawn broker.